Housing Loan

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Turn Your Dream
Home Into Reality
Today

Affordable housing loan with flexible EMIs and quick approval process

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Housing Loan

Why Choose
Our Housing Loan?

Experience hassle-free financing designed for homeowners, builders, and renovators alike.

High Financing Value

Get up to 90% financing of your property value with flexible options exclusively tailored for construction, home extension, or purchase.

Extended Tenures

Enjoy incredibly comfortable EMIs with extended repayment tenures stretched up to 30 years, designed to seamlessly fit your long-term financial situation.

PMAY(U) Benefits

Special credit-linked subsidy scheme offering competitive interest rates for Pradhan Mantri Awas Yojana (Urban), encouraging homeownership across all demographics.

FinancingPurposes

We approve loans for the outright purchase of ready-to-move-in homes, under-construction properties, or raw plots meant strictly for residential development.

Additionally, funding is readily available for home enlargement, significant renovation projects, or balance transfers from existing high-interest lenders.

EligibleDemographics

  • Salaried Employees:With a minimum continuous service record of 2 years.
  • Self-Employed / Professionals:Doctors, engineers, and chartered accountants with defined IT returns.
  • Agriculturalists:Based on historical land holdings and cropping returns.

Interest Rate & Fees

Any individual between the ages of 18 and 70 years holding a participating savings bank account is eligible to join the scheme. Any individual between the ages of 18 and 70 years holding a participating savings bank account is eligible to join the scheme. Any individual between the ages of 18 and 70 years holding a participating savings bank account is eligible to join the scheme.

  • Valid Proof of Identity:(Aadhaar Card, PAN Card, Passport, Voter ID, etc.).
  • Valid Proof of Address:(Utility bill, Aadhaar Card, Passport, etc.).
  • Photographs:Recent passport-size photographs.
  • Application Form:Duly filled account opening form.

Important Documents

Fair practices code
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Key Facts Statement (KFS) Formats
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Ready to build?

Contact our elite real estate financing team today to get your property valued and sanctioned seamlessly.