| Balance Amount | Interest Rate (p.a.) |
|---|---|
| Savings Account | 2.70% |
* Rates are subject to change without prior notice.
| Tenure | General Public (p.a.) | Senior Citizen (p.a.) |
|---|---|---|
| 7-45 Days | 3% | 3.50% |
| 46 Days - 179 Days | 4.50% | 5% |
| 180 Days<1 Year | 5.50% | 6% |
| 365 Days/1 Year | 6% | 6.50% |
| >1 Year and Upto 3 Years | 6.50% | 7% |
| >3 Years and Upto 5 Years | 6.75% | 7.25% |
| >5 Years and Upto 10 Year | 6.25% | 6.75% |
| Loan Product | Reason for Penal Charge | Penal Charge | Applicable From |
|---|---|---|---|
| Home Loan | Delay in EMI payment | ₹XXX / X% | DD-MM-YYYY |
| Vehicle Loan | Delay in EMI payment | ₹XXX / X% | DD-MM-YYYY |
| Personal Loan | Delay in EMI payment | ₹XXX / X% | DD-MM-YYYY |
| Gold Loan | Delay in repayment | ₹XXX | DD-MM-YYYY |
| MSME Loan | Default in repayment | ₹XXX / X% | DD-MM-YYYY |
| Agriculture Loan | Delay beyond due date | ₹XXX | DD-MM-YYYY |
| Loan Product | Benchmark Rate | Interest Rate (p.a.) | Processing Fee | Effective From |
|---|---|---|---|---|
| Home Loan | EBLR + Spread | xx.xx% | xx% | DD-MM-YYYY |
| Vehicle Loan | EBLR + Spread | xx.xx% | xx% | DD-MM-YYYY |
| Personal Loan | EBLR + Spread | xx.xx% | xx% | DD-MM-YYYY |
| Gold Loan | Fixed/Floating | xx.xx% | xx% | DD-MM-YYYY |
| MSME Loan | EBLR + Spread | xx.xx% | xx% | DD-MM-YYYY |
| Agriculture Loan | As per Scheme | xx.xx% | xx% | DD-MM-YYYY |