| Balance Amount | Interest Rate (p.a.) |
|---|---|
| Savings Account | 2.70% |
* Rates are subject to change without prior notice.
| Tenure | General Public (p.a.) | Senior Citizen (p.a.) |
|---|---|---|
| 7-45 days | 3% | 3.50% |
| 46 to 180 days | 4.50% | 5% |
| 181 days and less than 1 Year | 5.50% | 6% |
| 365 days or 1 year | 6% | 6.50% |
| more than 1year and less than 3 years | 6.50% | 7% |
| 3 years and less than 5 years | 6.75% | 7.25% |
| 5 years and upto 10 years | 6.25% | 6.75% |
| Loan Product | Reason for Penal Charge | Penal Charge |
|---|---|---|
| Home Loan | Delay in EMI payment | ₹XXX / X% |
| Vehicle Loan | Delay in EMI payment | ₹XXX / X% |
| Personal Loan | Delay in EMI payment | ₹XXX / X% |
| Gold Loan | Delay in repayment | ₹XXX |
| MSME Loan | Default in repayment | ₹XXX / X% |
| Agriculture Loan | Delay beyond due date | ₹XXX |
| Loan Product | Benchmark Rate | Interest Rate (p.a.) | Processing Fee |
|---|---|---|---|
| Home Loan | EBLR + Spread | xx.xx% | xx% |
| Vehicle Loan | EBLR + Spread | xx.xx% | xx% |
| Personal Loan | EBLR + Spread | xx.xx% | xx% |
| Gold Loan | Fixed/Floating | xx.xx% | xx% |
| MSME Loan | EBLR + Spread | xx.xx% | xx% |
| Agriculture Loan | As per Scheme | xx.xx% | xx% |