SERVICE CHARGE ON DEPOSIT
| SEGMENTS | EXISTING (INCLUSIVE OF GST) | PROPOSED (INCLUSIVE OF GST) |
|---|---|---|
| Issue of MICR Cheque - SB Multicity | First 25 cheque leaves free 25 Leaf Cheque Book at Rs.118/- |
First 25 cheque leaves free 25 Leaf Cheque Book at Rs.118/- |
| Issue of MICR Cheque - CA Multicity | First 25 cheque leaves free 25 Leaf Cheque Book at Rs.118/- |
First 25 cheque leaves free 25 Leaf Cheque Book at Rs.118/- |
| Issue of MICR Cheque - CC Multicity | First 25 cheque leaves free 25 Leaf Cheque Book at Rs.118/- |
First 25 cheque leaves free 25 Leaf Cheque Book at Rs.118/- |
| Issue of Duplicate Passbook/ Statement with latest balance | Rs.118/- with latest balance/ Rs.118/- for per 40 previous entries |
Rs.118/- First page (including GST) every additional extra pages at Rs.11.80/-per extra page (including GST) |
| Stop payment instructions | Rs.75/- per instrument | Rs.75/- per instrument |
| Balance enquiry | NIL | NIL |
| Closure of Accounts before 12 months | Rs.180/- per account | Rs.180/- per account |
| Cheque Return Charges - Cheques drawn on us | Rs.118/- + actual postage | Rs.118/- + actual postage |
| Cheques/Bills deposited/returned unpaid-local | Rs.118/- + actual postage | Rs.118/- + actual postage |
| Signature Verification | NIL | NIL |
| No dues certificate | Priority Sector - NIL Others - Rs.118/- |
Priority Sector (Upto 3 Lakh) - NIL Priority Sector (Above 3 Lakh) - Rs.118/- Others - Rs.118/- |
| Cash Handling Charge | ||
| 1. Cash deposit transactions: SB (Excluding FI Account) | ||
| Number of cash deposit transactions in a month | 3 transactions free | 3 transactions free |
| Deposit beyond 3 transactions in a month | Rs.59/- | Rs.59/- |
| Maximum deposit amount per transaction | Rs.50,000/- | Rs.50,000/- |
| Deposit above Rs.50,000/- per transaction | Rs.0.89/- per Rs.1000/- Max.Rs.23,600/- | Rs.0.89/- per Rs.1000/- Max.Rs.23,600/- |
| 2. Cash Deposit transactions: CA | ||
| Deposit upto Rs.50,000/- per day | Free | Free |
| Maximum cash deposit per month | Rs.3,00,000/- | Rs.3,00,000/- |
| Deposit beyond free limit | Rs.0.89/- per Rs.1000/- Max.Rs.23,600/- | Rs.0.89/- per Rs.1000/- Max.Rs.23,600/- |
| REMITTANCE FACILITY | ||
| Issue of GPO | Upto Rs.10,000/- -@ Rs.40/- Above Rs.10,000/- @ Rs.3/- per 1000/- or part thereof Min. Rs.60/-, Max. Rs.12,500/- |
Upto Rs.10,000/- -@ Rs.40/- Above Rs.10,000/- @ Rs.3/- per 1000/- or part thereof Min. Rs.60/-, Max. Rs.12,500/- |
| Revalidation/Cancellation of GPO | Rs.120/- | Rs.120/- |
| Issuance of duplicate GPO | Rs.120/- | Rs.120/- |
| Issue of Banker's Cheque (BC) | Upto Rs.10,000/- -@ Rs.40/- Above Rs.10,000/- @ Rs.3/- per 1000/- or part thereof Min. Rs.60/-, Max. Rs.12,500/- |
Upto Rs.10,000/- -@ Rs.40/- Above Rs.10,000/- @ Rs.3/- per 1000/- or part thereof Min. Rs.60/-, Max. Rs.12,500/- |
| Revalidation/Cancellation of BC | Rs.120/- | Rs.120/- |
| Issuance of duplicate BC | Rs.120/- | Rs.120/- |
| OUT OF POCKET EXPENSES (P & T) SHOULD BE REALISED SEPERATELY | ||
| Non maintenance of Minimum Balance in account | Savings Bank - Rs.235/- per annum Current Account - Rs.575/- per annum |
Savings Bank - NIL Current Account - Rs.575/- per annum |
| Setting of Standing Instructions | Rs.60/- | Rs.75/- |
| Processing of SI (Other than Bank Trf) | Rs.60/- | Rs.75/- |
| Issue of DCR | Rs.130/- | Rs.145/- |
| Solvency Certificate | Rs.355/- Minimum Rs.1416/- Maximum Rs.21000/- |
Rs.355/- Minimum Rs.1416/- Maximum Rs.21000/- |
| Interest Certificate | Rs.118/- | Rs.118/- |
| Enquiry relating to old records (more than 12 months old) | Rs.230/- per item upto 2 years and thereafter additional Rs.118/- per additional year for each item | Rs.250/- per item upto 2 years and thereafter additional Rs.118/- per additional year for each item |
Personal Banking Business Rationalisation of Services Charges Intecore Transactions: Non-Home Branches
| SL.NO | FACILITY | EXISTING | PROPOSED | ||
|---|---|---|---|---|---|
| Maximum Amount | Charges | Maximum Amount | Charges | ||
| 1 | Deposit/ Repayment (Other than closure of account) of cash at non-home branches | Rs.25,000/- per day | Rs.2/- per thousand. Min Rs.30/- per transaction |
Rs.50,000/- per day | Rs.5/- per thousand. Min Rs.50/- per transaction |
| 2 | Cash Credit Accounts - cash deposit at Non-home branch | No limit | No charges | Rs.2,00,000/- per day | Rs.5/- per thousand. Min Rs.50/- per transaction |
| Deposit of cheques at home/ non-home branch drawn on any other branch of our Bank | Upto Rs.20,000/- Above Rs.20,000/- |
Free Rs.2/- per thousand. |
Upto Rs.20,000/- Above Rs.20,000/- upto Rs.5 Lakhs |
Free Rs.2/- per thousand. |
|
| upto Rs.5 Lakhs | Rs.1.50/- per thousand (min Rs.750/- and Max Rs.1400/-) | Above Rs.5 Lakhs | Rs.1.50/- per thousand (min Rs.750/- and Max Rs.1400/-) | ||
| Above Rs.5 Lakhs | Rs.1.50/- per thousand (min Rs.750/- and Max Rs.1400/-) | Above Rs.5 Lakhs | Rs.1.50/- per thousand (min Rs.750/- and Max Rs.1400/-) | ||
| 3 | Withdrawal of cash at Non-home branch by Cheque only | Rs.50,000/- per day | Free | Rs.50,000/- per day | Free |
| 4 | Transfer of funds from home to non home branch | No limit | Same as item no.2 | No limit | Same as item no.2 |
| 5 | Transfer of funds at non-home branch to another SB/CA at another branch | No limit | Same as item no.2 | No limit | Same as item no.2 |
| 6 | Passbook updation at non-home branch | No Charge | No Charge | ||
| 7 | Annual maintenance charge of Classic Rupay Debit Card | Rs.150/- per annum | Taken care by System | Rs.150/- per annum | Taken care by System |
| 8 | ATM Card/kit returned by courier due to wrong address | Rs.118/- | To be realised by branches | Rs.118/- | To be realised by branches |
| 9 | Upay Dedit Card Replacement (Lost/Damaged) | Rs.120/- | To be realised by branches | Rs.120/- | To be realised by branches |
| 10 | SMS Alert Charges | Rs.18/- per Qtr | Taken care by System | ON HOLD | |
| 11 | ATM Uses charges | Off-us Financial transaction (6th transaction onward) per month | Rs.17/- on every use. Taken care by the system subject to changes to be notified by NPCI |
Off-us Financial transaction (6th transaction onward) per month | Rs.17/- on every use. Taken care by the system subject to changes to be notified by NPCI |
| Off-us Non-Financial transaction (6th transaction onward) per month | Rs.6/- on every use. Taken care by the system subject to changes to be notified by NPCI |
Off-us Financial transaction (6th transaction onward) per month | Rs.6/- on every use. Taken care by the system subject to changes to be notified by NPCI |
||
| 12 | NEFT/RTGS/IMPS | ||||
| i | NEFT/RTGS/IMPS through Mobile Banking | Free | Free | ||
| ii | NEFT through Branches | Upto Rs.10,000/- | Rs.2.36/- | Upto Rs.10,000/- | Rs.2.36/- |
| Above Rs.10,000/- and upto Rs.1 Lakh | Rs.4.72/- | Above Rs.10,000/- and upto Rs.1 Lakh | Rs.4.72/- | ||
| Above Rs.1 Lakh and upto Rs.2 Lakh | Rs.14.16/- | Above Rs.1 Lakh and upto Rs.2 Lakh | Rs.14.16/- | ||
| Above Rs.2 Lakh | Rs.23.60/- | Above Rs.2 Lakh | Rs.23.60/- | ||
| iii | RTGS through Branches | Rs.2 Lakh and upto Rs.5 Lakh | Rs.23.60/- | Rs.2 Lakh and upto Rs.5 Lakh | Rs.23.60/- |
| Above Rs.5 Lakh | Rs.47.20/- | Above Rs.5 Lakh | Rs.47.20/- | ||
| iv | IMPS through Branches | Upto Rs.1000/- | Free | Upto Rs.1000/- | Free |
| Rs.1001/- to Rs.10,000/- | Rs.2.36/- | Rs.1001/- to Rs.10,000/- | Rs.2.36/- | ||
| Rs.10,001/- to Rs.25,000/- | Rs.4.72/- | Rs.10,001/- to Rs.25,000/- | Rs.4.72/- | ||
| Rs.25001/- to Rs.1,00,000/- | Rs.14.16/- | Rs.25001/- to Rs.1,00,000/- | Rs.14.16/- | ||
| Rs.100,001/- to Rs.2,00,000/- | Rs.23.60/- | Rs.100,001/- to Rs.2,00,000/- | Rs.23.60/- | ||
| Note: No RTGS/NEFT/IMPS Commission to be realised from Government Accounts | |||||